Is a unpaid payday loan in Texas considered a criminal case or a civil case?

By pyday | Mar 30, 2010

If you took out a payday loan, Is it a civil case or a criminal case in the state of Texas? Can you do jail time?

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5 Comments so far
  1. Docker April 2, 2010 2:40 am

    No you cant go to jail, but it will screw up your credit and they can take you to court, which means additional fines and court cost for you.

  2. Dan L April 3, 2010 6:14 am

    It’s a civil matter

  3. rickinnocal April 3, 2010 1:53 pm

    Civil, unless the store can prove fraud. Fraud is criminal.

    Also, in TX like in most States the penalties for writing bad checks do NOT apply to postdated checks written to cover payday loans.

    Richard

  4. Common Sense April 6, 2010 5:48 pm

    it’s civil.

  5. jakflak April 9, 2010 11:24 am

    It’s civil, not criminal.

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