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Should take under 45 min if you have all the documentation they require. If you are going to do this, go to a payday lender that has an actual storefront, not the internet ones.
They will want you to bring your checkbook, 2 paycheck stubs, a utility bill that shows your name and address, 5 references, your picture ID, 1 or 2 months of your bank statements and there might be other things that a payday lender you deal with might want.
Call beforehand and ask them what they want you to bring in so you can save time.
Took me 4-5 days over the Internet – that was a couple of years back.
Whatever you do, DON’T TAKE A PAYDAY LOAN!
It is the single stupidest thing anyone can do with their money and their life.
To get a payday loan the main requirements are that you work (have a regular incoming income) and have a checking account. If these two things are met then you should have no problem getting a payday loan.
Some physical storefronts will put you through a lot of stuff you don’t need to go through such as mentioned by the first response to your question here. The 5 references, utility bills, yadayadyyada. You don’t need to go through all of that crap to get a cash advance loan.
There is a online company that will give you a payday loan as long as you work and have a checking account (they pay you by direct deposit usually the next day after you apply). Their rates do not rip you off like most of the payday cash advance loan companies out there. Check them out by reading a little more about them, link provided below. Good luck!
The general requirements for a payday loan are easy to meet. There are no credit checks. You just need to meet the following requirements:
Mainly you should have a job or other source of regular income.
You should make at least $1000 per month.
Be a US citizen and at least 18 years of age.
Have an active bank account.
It is very quick process. You will receive an approval decision within a few minutes after submitting your application. The money will be deposited on the next business day.
I am Albert Mohamed please beware of scammers and fraud stars they are all over the world i have been scammed so many times until i was introduce to Senator Mavis Wallis a legitimate loan company.
if you have been scammed before please contact Email
Hello my name is suzan from miami,is wise to know that finding a legit lender is very defficult and even the bank this days do not give out loan to those with bad credit but manage to find this firm who borrowed me $45,000 after trying many lenders. I advice you contact them now via email and just be honest for they will grant you the loan amount you need.