Last year I was very sick. I was out of work for several months. I did not have disability insurance so I did not have any income. It was very hard for me to pay my bills, but I was able to stay mostly on top of them. Until now. I had to use a lot of my savings and now I have medical bills that need to be paid. I have been researching online payday lenders in my state. I am back at work now and have a regular paycheck but I have bills that need to be paid before I will get my next pay check.
I have been looking on the Internet and have learned that laws for online payday lenders vary from state to state. I live in California and they are legal in this state. However, there are some states where they are prohibited. My state, like others that allow this type of loan has regulations for the limits and terms of the loan. Different lenders vary in what they charge, but they all need to stay within the regulations. I am going to keep researching them online and will probably apply for one very soon, so that I can pay some of my bills.
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