Devise Your Own Credit Repair Plan

By Rob Kosberg | Feb 1, 2009

You found yourself in a very bad financial situation. You may feel emotional, hopeless, guilty or all of them. You are afraid of hitting rock bottom. Before that happens, you need to take the necessary steps to get your financial life in order. You need to look long and hard at your credit use and spending habits. It doesn’t mean a “debt consolidation,” program or a home equity loan .The word is PLAN.

Collection Process on Personal Loans

By pyday | Jan 18, 2009

by Marcel Mahrer
Personal loans are available for a variety of uses. Most individuals who obtain them have every intention of repaying them as outlined in the terms of the loan. However, we all know that life can have plans for us that differ from what we envision for ourselves. There are also individuals out there [...]

What is in a Credit Report?

By Rob Kosberg | Jan 9, 2009

If you have recently been denied credit or plan to apply for credit soon, it would be wise to obtain your credit report. You know that it is a document that is the foundation of a decision on whether you will receive credit.

Dealing With Credit Debt Consolidation, Credit Card Debt And Payday Cash Advance

By cashgiver | Jan 3, 2009

There is an ever increasing need for debt consolidation credit counseling and credit card consolidation as we see ourselves ever going into a global recession and more and more people living their lives on the edge by maxing out their credit cards and making ends meet by purchasing as many goods and services that they [...]

Understanding Your Credit Score – What Those Numbers Really Mean

By Cheri Nikkel | Dec 27, 2008

If you’re thinking about applying for credit, it’s always a good idea to find out what your current credit score is ahead of time. It will be one of the first things your lender looks at when reviewing your application. And it could well be a determining factor in how quickly your loan is approved. Knowing what your credit score is before you apply will help eliminate any surprises along the way.

Understanding Credit Reports

By pyday | Nov 20, 2008

Its important today to know where your credit score stands. With the credit market the way it is, it only makes sense to know your credit score so you can work to improve it if need be. Get a free credit report today and take a first step toward improving your credit. [...]

Unsecured Bad Credit Loans Can Turn Bad Credit To Good

By pyday | Nov 14, 2008

If you have a poor credit history or you want to establish credit for the first time an unsecured bad credit loan may be right for you. You may not realize it, but there are plenty of high risk lenders who will grant you an unsecured bad credit loan even if you do not have [...]

No Credit Check Cash Advance

By pyday | Oct 30, 2008

The no credit check policy of most cash advance companies makes the process of getting a cash advance loan fast and easy. If you go through the normal channels to get a loan, you have to wait for your credit check to come through and then wait on the loan company to decide whether [...]

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